Most of these people may not have enough capital there they may be forced to seek additional funding from banks or any investment institution. Equity First Holdings is an International lender and a leader in the provision of a unique alternative to obtaining capital. Equity First Holdings is committed to solving the financial issues of their clients by offering margin as well as stock-based loans. The investment institution noticed that the banks have tight regulations and stringent rules that did not give the small and medium business an opportunity to borrow loans for the purpose of business expansion.
According to the founder and CEO of Equity First Holdings, the investment company sees the security that is placed by stock-based loans as an excellent borrowing substitute for investors who seek operational capital. The CEO Al Christy mentioned that few people could differentiate the stock-based loans from the margin loans. Usually, the stock-based loans have a higher loan-value ratio compared to the margin loans, and they are known to offer confidence throughout the operation period due to its unique feature of having a fixed interest rate. Its non-recourse characteristic allows the borrower to walk away from the loan at any financial point.
For any borrower to qualify for a margin loan, he or she must have pre-qualified for other conventional bank loans, and the money borrowed must be strictly used for the purpose specified. Their interest rate vary and the borrower can anticipate the loan value ratio to range between 10-50 percent. For the margin loans, the collateral placed by the borrower can be discharged by the investment institution without notice in the case of a margin call. Al Christy mentioned that every loan has risk loans, but regarding stock-based loans, they have been ignored for an extended period.
Equity First Holdings has been providing its services and products to the world since it was founded in 2002. It has been responsible for providing a different financial solution to borrowers by distributing capital against operated stock to permit their customer to meet both their individual as well as proficient goals in the long haul.
EFH has been expanding since its inception, and currently, it operates in countries and continents including Asia, Africa, Bangkok, Hong Gong, Australia, Europe, Singapore, Perth, as well as Indianapolis. EFH is committed to bringing their services and products to an international level to assist their clients to realize their dreams and potential.